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Regulation Labor and DOL Rules Analysis

[Sample] What the new overtime threshold means for live-in caregiver schedules

A higher salary threshold changes the math on 24-hour shifts. Here is how three common schedules compare.

Illustration of a stack of documents with a check mark

Sample article for testing the newsroom layout. The agencies, people and figures below are fictional.

Shifts for a live-in caregiver have always been the hardest schedule to price. A proposed increase in the federal overtime salary threshold in our fictional scenario would make them harder still, because fewer coordinators and supervisors would qualify as exempt.

Three schedules compared

Schedule Weekly hours Overtime hours Cost change
One live-in, 7 days 84 44 Highest
Two live-ins, split week 42 each 2 each Small
Three 8-hour shifts 56 each shift slot 16 Moderate

Why the split week wins

Splitting the week between two caregivers keeps each person close to 40 hours. The client sees two familiar faces instead of one, which most families accept once it is explained early.

The catch

Two caregivers means two sets of onboarding, two background checks and twice the scheduling risk if one calls out. Agencies with thin rosters may find the single live-in still cheaper once turnover costs are counted.

Our take

Run your own numbers on your three largest live-in clients before the rule takes effect. The answer will differ by market, but the exercise takes an afternoon and protects your margin.